ORB Choice / Current Indicative Interest Rates

Current Indicative Interest Rates

ORB 100% Investment Loan

Variable payable monthly in arrears	8.65% p.a.
Fixed until June 2006, payable annually in advance	8.70% p.a.
Fixed until June 2006, payable monthly in arrears	8.80% p.a.
Fixed for term (6 years); payable annually in advance	8.85% p.a.

ORB Interest Prepayment Loan

Variable, payable monthly in arrears	9.70% p.a.
Fixed until June 2006, payable annually in advance	9.75% p.a.