Disclaimer

ORB Choice Offer closed on 19 September 2005

The Orb 100% Investment Loan and the Interest Prepayment Loan are offered by Macquarie Bank Limited ABN 46 008 583 542 ("Macquarie"). Full terms and conditions are set out in the relevant loan contracts. Fees, charges and government taxes apply. The taxation consequences depend on the individual circumstances of the Borrower.

This information has been prepared for general information purposes only, without taking into account any potential investor's personal objectives, financial situation or needs. Before acting on this general information, you must consider its appropriateness to your own objectives, financial situation and needs. Applicants are strongly advised to seek legal, financial and taxation advice on the implications of borrowing through the ORB 100% Investment Loan and the Interest Prepayment Loan to their own particular circumstances.

Macquarie or its associates, officers or employees may have interests in the financial products referred to in this information by acting in various roles including investment banker, underwriter or dealer, holder of principal positions, broker, lender or adviser. Macquarie or its associates may receive fees, brokerage or commissions for acting in these capacities. In addition, Macquarie or its associates, officers or employees may buy or sell the financial products as principal or agent and as such may effect transactions which are not consistent with any recommendations in the information. You may contact Macquarie on 1800 656 819.

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