Disclaimer

ORB Choice Offer closed on 19 September 2005

The ORB 100% Investment Loan is offered by Macquarie Bank Limited ABN 46 008 583 542 (the "Lender"). Full terms and conditions are set out in the relevant loan contracts. Fees, charges and government taxes are payable. The information contained has been prepared by the Lender in good faith and without assuming a duty of care. Whilst views expressed are based on accurate and reliable information, no liability is accepted for the contents or the accuracy of the statements made.

The information is not intended to make any recommendations or provide any financial, securities or investment advice. It does not take into account any of your personal objectives, financial situation or needs. Before acting on the information, you should consider the appropriateness of the advice to your own situation. We recommend you obtain financial, legal and taxation advice before making any financial investment decision. The Lender or its associates, officers or holder of principal positions, broker, lender or adviser. The Lender or its associates may receive fees, brokerage or commissions for acting in these capacities. In addition, the Lender or its associates, officers or employees may buy or sell the financial products as principal or agent and as such may effect transactions which are not consistent with any recommendations in the information.

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